Debt part 2: Here we have a letter from a debt collection company that was received today. £16,000 of debt from Barclaycard has been wiped off. The debt collection agency are claiming no liability and that the debt was correct etc etc for my friend but a letter to them from me stating that they bought the debt from Barclaycard thereby paying the debt off, and from quoting various bills, acts and statutes means they are up against a brick wall as far as collecting on it. My friend has been paying the debt off on a monthly basis though a debt collection agency and that will now stop.
I will now lodge a note on his debt file with the various credit reference agencies. For anyone facing a mountain of debt: it is very easy to say 'you owe it, pay it' but these companies are machines and they have no morals, scruples and no duty of care regarding the circumstances that debtors can find themselves in. The interest alone can crucify people.
PLEASE NOTE: If you embark on doing this yourself be aware that most people will read the debt being wiped off and shout 'victory'. This is true of course, BUT, never overlook the content of their letter. They state that they "do not acknowledge or accept any of the terms, conditions, fee schedules and timeframes that you (I) have set out in your (my) correspondence" If that is the case, then that works both ways. YOU do not need to accept any of theirs. One cannot have one rule for one side and a different set of rules for the other side. Take Back Control!
ENOUGH! Next!!
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